Terms of Service

Last updated: January 10th, 2020

savingshippo.com (“website”, “site”, “Savings Hippo”) is owned and operated by Wowa Leads, Inc. (“our”, “we”). The following terms (“Terms”) apply to all users of the Savings Hippo, including users who upload any materials to the site, users who use services provided through the site, and users who simply view the content on or available through this site (“Users”, “you”). By using this site, you indicate your acceptance of these Terms. We may from time to time amend or update the Terms without notice, and the Terms may have changed since your last visit to the site. It is your responsibility to review the Terms for any changes. Your use of the site after any amendments or updates of the Terms will signify your assent to and acceptance of the revised Terms. Any new features that may be added to the site will also be subject to the Terms unless stated otherwise. You should visit this page periodically to review these Terms.

Through Savings Hippo as well as any software or services, both online and offline, that we may available to you (“Services”), we may provide text content, notifications, emails, videos, images, audio, or any other content, or any combination of the foregoing regarding a variety of topics that may or may not be made by us (“Content”). Use of our Services and Content is for informational and entertainment purposes only. We may not verify the accuracy of our Content and are not responsible for any inaccurate or misrepresented Content through our Services. Our Content may include hyperlinks or references to websites that are not hosted by us (“Third Party Sites”). These Terms will not apply to any Third Party Sites, and it is your responsibility to review any relevant terms when using or viewing any Third Party Sites.

Through our Services, we may provide you with information about certain products or services. You are responsible for your own decisions relating to the subject matter of the site. Our Services provide Content that is broad in scope and does not consider important details (financial or otherwise) relating to your personal situation. Your personal situation is unique, and information included in the Content may not be applicable to your personal situation. You should consider additional information from other sources before making decisions about use or purchase of any product or services.

Use of Data

We may make available to our affiliates, partners, contractors, third party service providers, online affiliation network or advertiser (“Partners”) any information that we collect from you. We may not inform you of the sharing of your data. We are not responsible for the usage of your information by our Partners. By using the site, you accept that any and all information you submit or is collected about you can and will be used by us and our Partners.

Financial and Real Estate Products Disclaimer

Wowa Leads, Inc. owns and operates a real estate and financial services website under the name wowa.ca. Product links may appear on the website that link to other properties owned by us. Use of our products and services may be governed by separate terms of service and agreements. You are responsible for ensuring that such products are in your own interest and reviewing the relevant terms of service and agreements.

Scope of Service

We may change our Services and Content at any time. If you do not like our Services or these Terms, please let us know and provide constructive feedback. We may alter, suspend, or discontinue our Services in whole or in part, at any time and for any reason, without notice. Our Services may also periodically become unavailable due to maintenance or malfunction of computer equipment or for other reasons.

When using our Services, your telecommunications carrier’s normal rates and charges apply. We are not responsible for any charges you incur from your telecommunications carrier as a result of use of our Services. You are responsible for ensuring that, at all times while using our Services, you are not in violation of your agreement with your telecommunications carrier.

Our Services are available only to, and may only be used by, individuals who are at least 18 years of age or above the age of majority in your jurisdiction, who can form legally binding contracts under applicable law, and where use of the site and Services will not violate any applicable law or regulation in the province, state, territory, or country in which you reside.

Limitations of Liability

You agree not to hold us or our Partners for any direct, indirect, special, consequential, or exemplary damages arising from or related to the use of or inability to use our platform. This includes any and all losses, liabilities, claims, damages, and demands that arise or may arise in connection to our platform, even if we had been advised of the possibility of damages. Our total cumulative liability to you or any person for any claims arising from or relating to our Services will be limited to a maximum of $10 Canadian Dollars.

As a Canadian company based in Ontario, we want you to know that we are held to our local and national regulations, which may not be the same as yours. You agree that the laws of the Province of Ontario of Canada as well as those of Canada applicable to Ontario, exclusive of any rules or principle of conflicts of laws that may arise, govern this agreement and any dispute that may arise between you and WOWA.

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company’s provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.


If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.